HDFC Bank Freedom Credit Card

HDFC Bank Freedom Credit Card

Shopping | Rewards

4.2/5 ★★★★★
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The best shopping credit card out there is the HDFC Bank Freedom Credit Card, with 10 times the reward benefits this card comes out as a hero for its frequent users. By paying only ₹500 as a joining fee you get to unlock the earnings of 10x reward points when making a payment on either of the big merchants like BigBasket, OYO, and many more! Not just reward points, a 20% discount for using the Swiggy Dineout feature and a 0.99% low-interest rate are also made available for the Freedom card holders. Get the best HDFC rewards credit card in India now!

Category

Shopping , Rewards

Minimum Credit Score Required

700

Check free credit score

APR

43.2% annual percentage rate

Features

  • Enjoy 10x CashPoints on paying to your favourite and frequent merchants, BigBasket, Swiggy, BookMyShow, Uber, and OYO.
  • 5x CashPoints can be earned with every EMI purchase at merchant stores.
  • Get discounts of up to 20% with the Swiggy Dineout feature.

    • Eligibility Requirements

  • Age: 21-65 years
  • Monthly Income: ₹12,000 minimum
  • ITR: ₹6,00,000 (for non-salaried)
  • Credit Score: 700 minimum

    • Welcome Offer

  • Upon membership fee payment and card activation, enjoy a welcome benefit of 500 cash points

    • Card Fee

    Annual Fee: ₹ 500 /- *Applicable Taxes

    Joining Fee: ₹ 500 /- *Applicable Taxes

    Foreign Transaction Fee

    3.5% *Applicable Taxes

    Fraud Liability

    Zero Lost Liability Cover